Loans & EMI
EMI Calculator
Calculate the monthly EMI for a home, car or personal loan and see the interest split.
₹
₹50K₹10 Cr
%
5%24%
yrs
1 Year30 Years
Monthly EMI₹26,035
Principal amount₹30,00,000
Total interest₹32,48,327
Total amount payable₹62,48,327
Principal (48%) Interest (52%)
Year-by-year projection
Principal repaidInterest paid
Year
Illustrative projection only
Results assume constant rates and are not guaranteed. These figures are illustrative estimates based on the assumptions you enter. They are not a promise or guarantee of returns and do not account for taxes, charges or changes in rates. Please verify with the product's official documents before making a decision.
How this is calculated
- EMI = P × i × (1 + i)ⁿ ÷ ((1 + i)ⁿ − 1), where i is the monthly interest rate and n the number of monthly instalments.
- In the early years most of each EMI goes towards interest; the chart shows principal and interest repaid so far, year by year.