Regulatory & Statutory Disclosures

1. AMFI Registered Distributor Status

Honest Investment Hub is registered with the Association of Mutual Funds in India (AMFI) as an authorized Mutual Fund Distributor under Registration Number ARN-0729. This registration is maintained in active status with validity till 25/08/2028.

We are also registered with the Association of Portfolio Managers in India (APMI) as an authorized PMS Distributor under Registration Code APRN03093.

We distribute mutual fund schemes of various SEBI-registered Asset Management Companies (AMCs) and do not offer independent SEBI Registered Investment Advisory services.

2. IRDAI Agent Licensing Details

We are licensed by the Insurance Regulatory and Development Authority of India (IRDAI) as an authorized Insurance Agent under License Number IRDAI/AGN/100984838 (Validity: 12/12/2028).

Our insurance solicitation covers Life, Health, and General insurance categories. All insurance recommendations are based on client gap analysis in accordance with needs-based solicitation guidelines.

3. Commission Disclosure (SEBI Circulars)

In accordance with SEBI circulars and AMFI regulations, we disclose the trail commissions received by us from various AMCs for mutual fund distribution. Trail commission rates typically range from 0.05% to 1.50% per annum depending on the asset class (Equity, Debt, Hybrid), the transaction type (SIP, Lumpsum), and the category of the scheme.

Commissions are paid directly by the AMC out of the scheme's Total Expense Ratio (TER). There are no direct advisory fees or transactions charges payable by the client to us. A detailed rate sheet of commissions for each AMC is available at our office location in Savarkundla upon client request.

4. Scheme Suitability & Market Risk

We assist clients in selecting mutual fund schemes based on product suitability and scheme riskometers. However, mutual fund investments are subject to market risks. Clients must read all scheme-related documents (Key Information Memorandum and Scheme Information Document) carefully before investing. Past performance is not indicative of future returns.

5. Grievance Officer & Dispute Resolution

For any complaints or service disputes, please contact our Grievance Officer:

If the complaint remains unresolved, you can register it through the official SEBI SCORES portal, IRDAI Bima Bharosa portal, or AMFI complaint portal.