Fixed Income
FD Calculator
Estimate the maturity value of a fixed deposit with quarterly compounding.
₹
₹10K₹5 Cr
%
2%15%
yrs
1 Year10 Years
Maturity value₹1,44,995
Deposit amount₹1,00,000
Interest earned₹44,995
Effective annual yield7.71%
Principal (69%) Interest (31%)
Year-by-year projection
PrincipalInterest
Year
Illustrative projection only
Results assume constant rates and are not guaranteed. Bonds, corporate fixed deposits, and other debt instruments are subject to issuer credit risk, interest rate fluctuations, and liquidity risk. Ratings represent the opinion of the rating agency and do not guarantee future performance. Read the information memorandum and offering documents carefully before investing.
How this is calculated
- Most Indian banks and corporate FDs compound interest quarterly: A = P × (1 + r/4)⁴ᵗ.
- Interest is taxable at your slab rate, and TDS may apply; post-tax returns will be lower.