Goal Planning
Retirement Planner
Estimate the retirement corpus you need, with inflation-aware assumptions.
yrs
18 yrs65 yrs
yrs
40 yrs75 yrs
yrs
60 yrs100 yrs
₹
₹5K₹10 L
%
2%12%
%
4%18%
%
3%12%
₹
₹0₹5 Cr
Monthly SIP needed₹13,241
Years to retirement30 Years
Monthly expenses at retirement₹2,29,740
Retirement corpus required₹6,17,18,783
Existing savings will grow to₹1,49,79,961
Shortfall to build₹4,67,38,822
Invested (9%) Est. returns (91%)
Year-by-year projection
InvestedEst. returns
Year
Illustrative projection only
Results assume constant rates and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Commission rates are paid directly by the AMC out of the scheme's Total Expense Ratio (TER) and are disclosed to clients on request as per AMFI circulars. We are registered with AMFI as a Mutual Fund Distributor (ARN-0729) and do not provide SEBI Registered Investment Advisory services.
How this is calculated
- Today's monthly expenses are inflated to your retirement age to get your first-year retirement expenses.
- The corpus is the amount needed at retirement to fund those expenses, rising with inflation every year, until your life expectancy, while the remaining corpus earns the post-retirement return.
- Your existing savings are grown at the pre-retirement return; the SIP covers the remaining shortfall.