Mutual Funds
Step-Up SIP Calculator
Compare a standard SIP with one that increases every year as your income grows.
₹
₹500₹5 L
%
0%50%
%
1%30%
yrs
1 Year40 Years
Step-up SIP corpus₹86,83,849
Total invested₹38,12,698
Estimated returns₹48,71,152
Corpus with a flat SIP₹50,45,760
Extra wealth from stepping up₹36,38,089
Monthly SIP in final year₹37,975
Invested (44%) Est. returns (56%)
Year-by-year projection
InvestedEst. returns
Year
Illustrative projection only
Results assume constant rates and are not guaranteed. Mutual fund investments are subject to market risks. Read all scheme-related documents carefully before investing. Past performance is not indicative of future returns. Commission rates are paid directly by the AMC out of the scheme's Total Expense Ratio (TER) and are disclosed to clients on request as per AMFI circulars. We are registered with AMFI as a Mutual Fund Distributor (ARN-0729) and do not provide SEBI Registered Investment Advisory services.
How this is calculated
- The SIP amount is held constant for 12 months, then increased by the step-up percentage at the start of each new year.
- Each instalment compounds monthly at the expected annual return ÷ 12. The flat-SIP figure keeps the starting amount unchanged for comparison.